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Flexible Savings Insurance for Businesses and Self-Employed Professionals


   Call Us +34 952 88 22 73
Published on Sun, 15/06/2025

Have liquidity with no return? This may be for you.

Many self-employed professionals, companies, associations and communities hold funds in current accounts without earning any interest. At a time when optimising every resource matters, Op de Beeck & Worth offers you a secure, profitable and flexible alternative to make the most of your treasury: the AVANZA Affinity Flexible Savings Insurance.

A solution tailored to your treasury surplus

Affinity Flexible Savings works like a remunerated account, but with additional key benefits:

  • 2.50% guaranteed annual net return
    The interest rate is set at the beginning of each quarter and is consolidated daily. A stable, no-surprises option.
  • Full liquidity with up to 6 withdrawals per year
    You can access your capital at any time (up to six times per year) without losing returns or incurring penalties.
  • Fully flexible contributions
    You can make:
    •  Regular contributions from just €150/month.
    • One-off contributions from €600.

No hassle, no strings attached

Signing up for Affinity Flexible Savings doesn’t require linking bank cards, changing accounts or direct debits. We take care of all the paperwork so you can start saving effortlessly.

You’ll also have full access to the private client app, where you can:

  • Check your investment status
  • Make new contributions
  • Request withdrawals easily and quickly
     

Tax benefits and additional protection

  • Tax only on withdrawal: While the return remains invested, no tax is due

  • 100% capital and accrued return guaranteed

  • Additional life cover: The beneficiary receives the accumulated capital plus an extra 1% of the fund (up to €600).

Who is this product for?

Perfect for:

  • Self-employed professionals with surplus funds

  • Companies with temporary cash surpluses

  • Associations, clubs and communities managing inactive funds

 

Let your treasury work for you.
Speak to your Op de Beeck & Worth adviser and find out how to make the most of your available savings.

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Contact


You can find us at Centro Comercial Guadalmina IV, Locales 97-98; Guadalmina Alta 29670 San Pedro de Alcántara - Málaga.

Our opening hours are:
Monday - Thursday: From 8:30 to 18:00h
Friday: From 8:30 to 15:00h.

If you would like to pay us a visit, click here to follow the google maps directions or via What3Words at ///scrimp.eraser.barring

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Phone or email

+34 952 882 273

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