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Yacht Insurance


  • Protection for motor and sailing yachts
  • Comprehensive hull and liability cover
  • Policies tailored to international owners
  • Navigation and mooring flexibility
  • Specialist marine insurance support
   Llámanos +34 952 88 22 73

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Owning a yacht or recreational boat in Spain comes with unique responsibilities. Whether you sail along the Mediterranean, moor your vessel in a Spanish marina, or navigate international waters, having the right yacht insurance is essential to protect your investment, your passengers, and your peace of mind.

At Op de Beeck & Worth, we offer specialist yacht insurance solutions in Spain, providing tailored marine insurance for private boat owners, yacht enthusiasts, and expatriates who require comprehensive and reliable coverage.

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Excelencia
Excelencia en la gestión de siniestros
Confianza
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Claros y transparentes

What Does Yacht Insurance Typically Cover?


Hull and Machinery

Protection against physical damage to the vessel, including collisions, grounding, fire, and weather-related incidents.

Third-Party Liability

Covers legal liability for bodily injury or property damage caused to third parties while operating your boat, an essential and obligatory requirement in Spain.

Theft and Vandalism

Protection against theft of the vessel or its equipment, whether docked, stored, or in transit.

Personal Accident for Crew and Passengers

Financial protection in case of injury or fatality occurring onboard.

Salvage and Wreck Removal

Coverage for salvage operations and wreck removal if required by maritime authorities.

Coverage can be adapted depending on the vessel type, value, navigation area, and usage.

Why Standard Boat Insurance Is Often Not Enough


Many standard boat insurance policies offer limited flexibility and generic coverage. Yacht owners often require:

  • Higher insured values
  • Broader navigation areas
  • More comprehensive liability limits
  • Tailored risk assessments

Specialist yacht insurance ensures your vessel is protected according to its real value and usage.

Standard Boat Insurance vs Specialist Yacht Insurance

A specialist yacht insurance policy ensures your cover reflects how and where your vessel is actually used.

Feature

Standard Boat Insurance

Specialist Yacht Insurance

Policy structure

Fixed, standard terms

Tailored to vessel and usage

Insured value

Limited flexibility

Adapted to yacht value agreed fixed value

Navigation area

Often restricted

Customisable navigation limits

Type of vessels covered

Basic leisure boats

Yachts, motor yachts, sailing yachts

Third-party liability limits

Standard limits

Higher, adjustable limits

Mooring and marina risks

Limited consideration

Assessed as part of the policy

Claims handling

General claims departments

Marine insurance specialists

Expat and international owners

Not always supported

Fully supported

Why Choose Op de Beeck & Worth for Yacht Insurance in Spain?


  • Over 40 years of experience in specialist insurance
  • Independent advice, not tied to a single insurer
  • Tailored marine insurance solutions
  • Expertise working with expatriate clients
  • Multilingual support and personalised service
  • Assistance with Spanish and international insurance requirements

We focus on long-term protection, not one-size-fits-all policies.

Frequently Asked Questions

Third-party liability insurance is mandatory for motorised vessels in Spain.

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Yes, insurance can be arranged for Spanish or foreign-registered vessels.

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Yes, navigation areas can be extended depending on the policy.

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Yes, policies can reflect seasonal usage and storage periods.

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Contacto


 Nos puede encontrar en el Centro Comercial Guadalmina IV, Locales 97-98; Guadalmina Alta 29670 San Pedro de Alcántara - Málaga.

Nuestro horario de atención al público es de:
Lunes - Jueves: De 8:30 a 18:00h
Viernes: De 8:30 a 15:00h.

Si desea hacernos una visita, haga click aquí para seguir las indicaciones de google maps o a través de What3Words en la siguiente dirección ///scrimp.eraser.barring

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Phone or email

+34 952 882 273

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