Health insurance is a key protection for all those with busy lives, in many cases with frequent travelling. Broad, comprehensive and global coverage, with a service provision that makes everything straightforward when care is needed or reimbursement due is a key consideration for people who don’t have time to waste.
Choosing the right health insurance for you and your family is an important decision with long-term consequences. Our wide range of international medical insurance provision means that we can offer you a product that will match your expectations both in terms of coverage and cost.
Furthermore, we work with the most important domestic and foreign companies, so we can provide a very broad range of coverage thresholds tailored to the needs of people with this kind of lifestyle.
Op de Beeck & Worth’s health insurance for high-net-worth individuals is designed for those people needing health protection that goes with them wherever they are, without having to worry about anything else.
Our products are crafted for expatriates or people who live in different places for several months at a time and have a very dynamic lifestyle.
We have different policy formats tailored to our clients’ needs:
Clients can access a medical directory of doctors, specialists, diagnostic tests and hospitals. Clients only have to show their membership card and the service provided will be billed directly to the insurance company.
Coverage on this basis is generally restricted to Spain, although our proposals include emergency coverage abroad. This makes it ideal for those on a tighter budget who do not travel very often.
The perfect solution for those looking for complete flexibility and independence. It offers all the coverage of a medical directory, but you can also choose your medical care supplier wherever you are in the world (this choice is subject to the geographical limitations indicated in your policy). You simply receive the treatment (subject to prior approval by the insurance company in certain cases), pay for it and send your insurer the bill for reimbursement.
We work with companies that set far higher provision thresholds than the standard limits you will find in the market.
Tailored for those with homes in different countries and who want access to the best healthcare available in each of them through a reimbursement arrangement with limits as high as €8 million.
Our policies include:
In the medical directory, all appointments and tests needed for the medical diagnosis, as well as for treatment and operations, provided that these are conducted in the centres specified. If the policy is reimbursement-based, you can go to the specialist of your choice.
Similarly, we offer emergency care worldwide, as well as a medical telephone hotline.
These policies are tailored to the client’s needs, so we are able to state that we can adapt to any coverage required by the client for their healthcare
We know that the protection requirements for your family’s healthcare are unique, so we would be delighted to consider your situation individually. You can fill in this form with your details and we will phone you back, or if you prefer you can call us directly to discuss a quote. We will be delighted to help you protect what you most value.
What our customers say
Thank you for the excellent service.
A friend recommended your company to me years ago and I'm glad I listened to her advice. I have worked with quite a few companies and have rarely had a claim. However, compared to other insurance policies I have occasionally had a claim with (car, dog, ...), your service is top notch: personal service, immediate response, competence and a real personal and individual way you treat your clients.
Thank you very much
The response I received has been very professional, personalised, friendly and close at all times. I have been able to contract a product and service that perfectly suits my needs, when I was faced with several interesting proposals. A success.
All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.
There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind.