Car and motorbike insurance that is totally adapted to your specific requirements and lifestyle. We offer several options of cover and can include young drivers on policies as and when required.
With the wide variety of options on the market, it can be difficult to find the policy best suited to your needs. Our job as insurance brokers is to listen to you, understand what you need and advise you as to the best protection available. We canvass the market for you and recommend the cover that is most appropriate for your vehicle and circumstances on a totally independent basis, given that we are not tied to any insurance company.
Our policy is designed for people looking for flexible insurance coverage with first class Insurers and a proactive personal service.
We can provide insurance for:
- Vehicles with Spanish registration.
- High Value / Performance vehicles.
- Classic Cars.
- Golf carts.
We can configure the policy according to your needs, but there are three main pre-defined types:
- Third party insurance (only covers damage to third parties). The basic and obligatory third party liability cover, on which other add-ons are based. We also include voluntary civil liability along with 24 hour emergency breakdown cover and windscreens.
- Extended third-party; As above, but including Fire & Theft damage.
- All risks: As above, but also including damage caused to your own vehicle. We offer this option with or without an excess.
Most of our car insurance policies include as standard:
- Mandatory Civil Liability plus Voluntary Liability up to €50M.
- Legal defence with your own choice of lawyer up to €1,500.
- Guaranteed replacement vehicle following a claim.
- Coverage for broken windscreen and windows.
- Luggage cover.
- Personal accident insurance.
- Coverage by default of the accessories fitted to the vehicle by the manufacturer.
- We accept no-claims bonuses from foreign insurance companies.
- Green card (international motor insurance card) for 12 months.
- Roadside assistance from Km 0.
- Option to include your adult children under 25 years old as drivers on your policy for short periods (with a supplement on your premium).
Our motorcycle policies’ basic covers are:
- Obligatory and voluntary civil liability
- Legal defence
- Damage reclamation: free choice of lawyer (up to €1,500)
- Optional guarantees may include:
- Damage caused to your own motorcycle.
- Fire & Theft
- Accidents, death or permanent disability.
- Medical assistance
Third Party Liability is the key cover in this policy. The group policy taken out by the Royal Spanish Golf Federation for its members does not cover damage caused while driving a vehicle of this kind, so it is essential to take it out yourself.
Op de Beeck & Worth has very competitive options, with third-party premiums from €51; All-risks with €300 excess from €333; and All-Risks with €600 excess from €241.
We help you with your insurance
We will be happy to help you protect everything you need in your company.
Contact us for a personalised study.
What our customers say
Thank you for the excellent service.
A friend recommended your company to me years ago and I'm glad I listened to her advice. I have worked with quite a few companies and have rarely had a claim. However, compared to other insurance policies I have occasionally had a claim with (car, dog, ...), your service is top notch: personal service, immediate response, competence and a real personal and individual way you treat your clients.
Thank you very much
The response I received has been very professional, personalised, friendly and close at all times. I have been able to contract a product and service that perfectly suits my needs, when I was faced with several interesting proposals. A success.
All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.
There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind.