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Directors' and Officers' Liability Insurance - D&O

Contact us 952 88 22 73

952 88 22 73

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Directors' and Officers' Liability insurance protects against third party claims against the company or the manager for possible negligence in management.

As a director, administrator or manager of a company, you are exposed to unlimited personal liability, which can put your own assets at risk if you receive a claim and are found guilty. The directors are liable for their own actions and sometimes for the actions of other directors.

It is important to bear in mind that directors do not have limited personal liability: their own wealth and assets are at risk; and emerging legislation and regulation applies to all companies - large and small.

A directors' and officers' liability policy will protect you financially. Your liability is covered if you act negligently in the course of your managerial duties.

Our difference
Excellence in claims management
Always defending with the client
Clear and transparent

The D&O insurance is aimed at administrators, directors or managers who perform a managerial function in the company.
Any company with a management body needs this insurance for its managers.

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As a manager or director of a company you have to make management decisions. The problem is that they can be wrong and cause damage to third parties or to the company itself.

Among the most important responsibilities are the duty to look after the health and safety of employees by complying with health and safety protocols; the obligation to maintain confidentiality; and the duty to take wrong or negligent decisions.

This may result in a claim against the manager that may jeopardise his or her personal assets

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The policies we distribute at Op de Beeck & Worth combine the best coverages with the best service. Among the main covers are:

  • Costs to restore reputation: in the event of serious damage to the public image of the company or the executive.
  • Legal and defence costs.
  • Compensation to third parties for mistakes made.
  • Incorrect actions in employment matters.
  • Compensation claims brought by the Tax Agency.
  • Claims for breach of data protection.
  • Bonds and bankruptcy guarantee expenses.
  • Administrative sanctions.


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You can leave us your information in the form so we can call you back. Or you can call or write to us directly and tell us about your needs. We will be happy to help you protect your business.

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We help you with your insurance

We will be happy to help you protect everything you need in your company.

Contact us for a personalised study.

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What our customers say


Thank you for the excellent service.
A friend recommended your company to me years ago and I'm glad I listened to her advice. I have worked with quite a few companies and have rarely had a claim. However, compared to other insurance policies I have occasionally had a claim with (car, dog, ...), your service is top notch: personal service, immediate response, competence and a real personal and individual way you treat your clients.
Thank you very much


The response I received has been very professional, personalised, friendly and close at all times. I have been able to contract a product and service that perfectly suits my needs, when I was faced with several interesting proposals. A success.


All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.

There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind. 


You can find us at Centro Comercial Guadalmina IV, Locales 97-98; Guadalmina Alta 29670 San Pedro de Alcántara - Málaga.

Our opening hours are:
Monday - Thursday: From 8:30 to 18:00h
Friday: From 8:30 to 15:00h.

If you would like to pay us a visit, click here to follow the google maps directions or via What3Words at ///scrimp.eraser.barring

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Phone or email

+34 952 882 273

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