Accident insurance is a valuable protection to prevent an incident from completely changing the life of the employee and his family. This insurance guarantees compensation in the event of an accident.
In some cases, this type of insurance is compulsory by collective agreement. In others, it is highly recommended. At Op de. Beeck & Worth, we put all our knowledge at your disposal to help you find the best option for your company and employees, depending on the sector in which you operate
Collective agreements in companies include some compulsory insurances that cover compensation for possible accidents that workers may suffer while carrying out their activity. These are known as compulsory collective agreement insurances or collective agreement accident insurances.
To find out which insurances are compulsory and which are not, the employer must check the collective agreement to which he belongs and follow the requirements.
Therefore, these insurances are aimed at all companies that need or want protection for their employees against accidents while carrying out their professional activity, if this is specified in the collective agreement.
The accident insurance makes a lump-sum payment in the event of death or disability due to an accident. In the event of death, the payment is made to the beneficiaries designated in the policy.
The level of cover provided will vary from provider to provider, but broadly speaking it includes the following coverages:
- Accidental death.
- Permanent disability.
- Temporary, permanent or partial disability.
- Hospitalisation allowance.
Dependency module. Optional coverage:
- Medical Hospitalisation.
- Absolute Disability Income
What our customers say
Thank you for the excellent service.
A friend recommended your company to me years ago and I'm glad I listened to her advice. I have worked with quite a few companies and have rarely had a claim. However, compared to other insurance policies I have occasionally had a claim with (car, dog, ...), your service is top notch: personal service, immediate response, competence and a real personal and individual way you treat your clients.
Thank you very much
The response I received has been very professional, personalised, friendly and close at all times. I have been able to contract a product and service that perfectly suits my needs, when I was faced with several interesting proposals. A success.
All the team members I have dealt with have been professional, patient, polite and friendly. They have dealt with several difficult situations for me and have gone above and beyond to help me. Their advice and judgements have been sound and reliable, so I have always felt safe knowing that I was being well looked after. As an expatriate who does not speak Spanish, life in Spain would be much more difficult without the support of this company.
There is no doubt in my mind that I would recommend Op de Beeck & Worth for a much needed peace of mind.