Property Damage Business insurance

Material damage insurance is aimed at SMEs, offices and businesses such as:

• Offices and professional offices (law firms, architecture studios, marketing agencies, consultants, hotels, shopping centres, golf courses, marinas, factories, etc.).
• Retail businesses (boutiques, travel agencies, gyms, etc.).

We offer two types of insurance:

Nominated-risk, where any circumstance specified in the policy is covered. 

All Risks, where everything is included, unless otherwise stated in the policy.

Material damage insurance covers:

• Damage suffered by the insured goods, among others, as a consequence of fire, explosion, lightning, water, etc.
• Loss of profits derived from the temporary, total or partial interruption of the insured activity in the insured premises.
• Electronic equipment and machinery breakdown.
• Assistance: qualified professionals will attend to any damage or incidents that occur in the insured premises, such as locksmiths, plumbers, electricians, etc., in emergency circumstances following a claim.

As complementary coverage, the possibility is offered of including:

• material damage to property belonging to third parties and employees,
• loss of rental income,
• theft of insured goods, etc. 

You can leave us your contact details in the form so that we can call you back. Or you can call or write to us directly and tell us about your needs. We will be happy to help you protect what you hold most dear.